| Benefits | Hospitalisation Cover (16 years to 38 years old) | Standard Cover (16 years to 38 years old) |
| Medical Expenses | R1,500,000 | R10,000,000 |
| Medical Expenses Optional - Adventure Sports and Snow Sports | Nil | Nil |
| Medical Expenses - Terrorism | Nil | R1,000,000 |
| Provisional pain-stilling dental treatment | R2,000 | R2,000 |
| Pre-existing medical conditions | Nil | R100,000 |
| Medical & Dental Excess less than 6 months | R750 | R750 |
| Medical & Dental Excess more than 6 months | R1,500 | R1,500 |
| Personal Accident | Nil | R150,000 |
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| Assistance Services | Assistance | Assistance |
| Legal Assistance | Nil | R30,000 |
| Compassionate emergency visit by any one person | Nil | R15,000 |
| Repatriation of mortal remains | Real Expense | Real Expense |
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| Cancellation | Nil | R15,000 |
| Compassionate emergency repatriation | Nil | R10,000 |
| Missed connection (min. 4hrs) | Nil | R2,000 |
| Natural Disaster Cover | Nil | R3,000 |
| Excess: Section 4 | Nil | 10% of claim, min. R500 |
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| Inconvenience Cover | ||
| Lost travel documents | Nil | R1,000 |
| Luggage Delay (min. 10 hrs) | Nil | R2,000 |
| Travel Delay (min. 10 hrs) | Nil | R1,500 |
| Ski Equipment/hire | Nil | Nil |
| Ski Pack/piste closure | Nil | Nil |
| Personal Liability | Nil | R1,500,000 |
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